OUR PROCESS

How am I going to reach my goal?

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When can I retire?

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Can I afford college?

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How can I protect my family?

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How am I going to reach my goal? • When can I retire? • Can I afford college? • How can I protect my family? •

Will I be OK? That is the core question that leads clients to work with us.

Most people are looking for a trusted financial planner to help them evaluate where they are at and to guide them toward the destination they envision.

Whether you're just starting out, or need a fresh perspective, we're here to make things easier. At allwealth Planning, we're all about building a comfortable and supportive environment where you can feel confident about your financial future. When you reach out to engage with our firm, every client becomes a member of our family.

Your finances don’t have to be mysterious.

We provide a strategic planning process to give you the clarity and support to plan for your financial goals. Talk with us about what questions keep you up at night about your finances.

Work with us in one of three ways…

  • Fee-Based Investment Management

    We can manage your investments or plan assets so you can focus on other areas of your business and life. We have a wealth management business that provides a full suite of options. For clients that are looking for custom portfolio’s where we are directly choosing each individual security, we are tactical managers and take discretionary authority. Some clients would like institutional managers and due to our size and affiliation we can give them access to some of the best managers in the country without their high asset minimums.

  • Comprehensive Financial Planning

    A full financial plan provides you with a deep dive into the state of your finances. It helps you understand where you are financially, where you want to be, and how to get there. This comprehensive process gives you specific forecasts and guidance for your future.

    We’ll look at everything from your group benefits, retirement plans, outside investments, liabilities, insurance coverages, and estate to make sure you’re making the proper decisions and create a track that monitors your plan year over year.

  • Specific Financial Needs

    Due to our decades of serving our communities, we take great pride in quarterbacking the relationships you have with other professionals and ensuring we align your needs with the most qualified folks. Estate, insurance, and tax planning are all areas that most clients need additional analysis and recommendations. It’s critical to have the right estate plan drawn up by a qualified attorney, understanding the suite of insurance products that protect you, your family, and business from disaster, and ensuring that you have the best tax planning strategy from a CPA firm that has a direct line to your financial professionals

More On Financial Planning

What can I expect working with allwealth?

  • Join us for a complimentary discussion about your financial and personal situation. Learn about our team, our menu of services, and what you can expect as a client of allwealth Planning.

  • This discovery session builds the foundation for your personalized plan. By diving into your goals, concerns, and priorities, we gain a comprehensive understanding of your needs.

    After taking a complete inventory of your finances, we then get to work analyzing your situation to create recommendations tailored specifically for you.

  • During this session, we present a detailed analysis of your plan and provide specific recommendations to help get you closer to your goals.

    We not only present the "why" behind the plan, but also actively seek and incorporate your feedback into it. This collaborative approach is what clients enjoy most about our relationship during each step of the planning process.

  • This meeting is designed as a follow through on action items and to give you updates along the way.

    We will also want to do periodic check-ins with you as life inevitably changes and could require an adjustment to your plan.

Our partnerships make us stronger.

We are a part of the Summit region of Cetera® Advisor Networks. This is an important partnership with an independent broker-dealer that positions us for the direction of our firm and our vision for how we can serve you. It also includes key relationships with leading industry vendors.

Economic and Market Research

We access informed investment advice and insights from Cetera’s research department. Their quarterly recaps, asset allocation portfolios and market outlooks give us a starting point to discuss how to pursue your financial goals and objectives. We also make research available to you as well.

Industry Leaders in Custodial Services

While a broker-dealer helps supervise and facilitate the trading that converts your cash into invested assets, those assets are actually held by a custodian. Cetera Advisor Networks works with two custodians: Cetera Investment Services LLC and Pershing LLC. Pershing is a subsidiary of the Bank of New York Mellon Corporation, which is the nation’s oldest continuously operating bank and one of the world’s leading providers of securities services succession.

Advanced Planning Group

When it comes to technical issues, legal questions or complex strategies, Cetera has the in-house expertise to assist with obtaining answers to queries you may have. Their Advanced Planning Group is comprised of highly credentialed legal and financial professionals who respond promptly and help form accurate and sophisticated solutions on a variety of planning issues, including wealth transfer and estate planning, stock options and business succession.

Retirement Plan Specialists

For over 30 years, Cetera Retirement Plan Specialists has maintained a singular focus: to provide unparalleled customer service while delivering innovative retirement plan design and administration services. We combine technical expertise with a structured consulting process to address all of your retirement planning objectives. The Cetera® Retirement Plan Specialists EASY(k) is a retirement plan developed for businesses that require an easy-to-operate, turnkey 401(k) plan and access to professional money management. 

Get in touch.

Let’s talk about what is going on in your financial life.

Schedule an introductory call or meeting.